All-In-One BankingTM1 Cashback Offer

Sign up for an All-In-One1 mortgage loan

and get $750 or $1,500 cashback2 to help you pay one or more fees (legal costs, appraisal fees, taxes, renovations, or any other expenses).

Get $750 or $1,5002 cashback with
an All-In-One


For more information, speak to one of our experts.

Line of credit portion amount
of the All-In-One
Cashback amount

Between $50,000 and $149,999


$150,000 or more



The All-In-One is more than just a mortgage line of credit! You can carry out an unlimited number of certain transactions via our Automated Services and Digital Banking Solutions while saving on fees, get an advantageous variable rate and access to your repaid principal at all times without having to complete a new financing application.

Plus, thanks to its flexible payment structure and the freedom to make additional payments without penalty, the All-In-One lets you adjust your payments to the line of credit to reflect any changes in your budget. You'll even receive a consolidated monthly statement that makes managing your finances a breeze!

Are you concerned about rising mortgage rates? No need to panic! You can assign a fixed rate to part of your All-In-One by integrating one or more mortgage loans3.

Compare the advantages of the All-In-One to a traditional mortgage loan.


To take advantage of this special offer, sign up for a National Bank All-In-One1 by October 31, 2015.

  • At the time the loan is granted, you must be approved for a line of credit with a limit of at least $50,000.
  • At time of refinancing, additional approved credit limit for the line of credit must be at least $50,000.


  • Residential building with 1 to 4 units
  • Owner-occupied building only.

National Bank extras

Opt for our All-In-One cashback offer and enjoy the following advantages:

  • Obtain a National Bank World MasterCard with no annual fee for the first year. Effective January 30, 2015, the annual fee is $125 for the World MasterCard and the annual interest rate is 19.99%4 for purchases and 21.99%4 for cash advances and balance transfers.

  • Take advantage of an introductory rate of 3.9% on balance transfers and cash advances5 for the first 6 months with the National Bank World MasterCard. After this period, the regular annual interest rate, currently 19.99% for purchases and 21.99% for cash advances and balance transfers, will be applied.


TM1 National Bank All-In-One Banking is a trademark of National Bank of Canada.
TM2 MasterCard is a trademark of MasterCard International Inc. Authorized user: National Bank of Canada.
Subject to credit approval by National Bank.
Offer valid from January 17, 2011 to October 31, 2015. Limit of one cashback per All-In-One. The cashback will be granted in the form of a credit to the client's All-In-One account held at National Bank or by means of a bank draft after the financing is granted. If the loan is paid back in full, refinanced or renegotiated before the expiry date, a portion of the cashback, prorated to the effective term of the loan, must be repaid. Employees of National Bank, its subsidiaries and affiliates are not eligible for this offer. National Bank reserves the right to terminate this offer at any time without notice. Offer not valid in conjunction with any offer, promotion or advantage. Details and conditions are available at branches.
Subject to credit approval by National Bank in cases where integrating a loan into the line of credit results in an increase in the authorized credit limit.
Subject to credit approval by National Bank. This limited time offer on annual fees applies only to persons who do not have a National Bank World MasterCard. This offer ends on October 31, 2015. National Bank reserves the right to terminate the offer at any time without notice. One year after the card is issued, the annual fees then in effect will be automatically charged and will appear on the statement of account.
Subject to credit approval by National Bank. Offer valid until October 31, 2015. This offer applies to persons who do not have a National Bank World MasterCard. The promotional rate applies only to balance transfers and cash advances during the first six monthly billing periods covered by the MasterCard statement (i.e., approximately six months after the date the card is issued). After that period, all balance transfers and cash advances will be subject to the regular annual interest rate in effect for the chosen card. The promotional rate may be revoked if your account is not in good standing. Accordingly, please refer to the agreement governing the use of the National Bank of Canada MasterCard. No interest will be charged on purchases made during the month provided the client pays his/her balance in full within 21 days following the date of the statement. This grace period does not apply to cash advances or balance transfers. The minimum payment to be made to the Bank every period will be equal to 3% of the unpaid balance indicated on the monthly statement or a minimum of $10, whichever amount is higher (or the new unpaid balance if it is lower than $10). A statement of account is sent on a monthly basis.
Examples of credit charges calculated for a 30-day period based on the rate in effect as at June 1, 2013:

Average balance
Annual interest rate
$500 $3,000
Purchases 19.99% $8.22 $49.29
Cash advances and balance transfers 21.99% $9.04 $54.22