45 Years and Over
I want to make sure that I have enough savings.

You're around 15 years from retirement. You may have doubts as to whether you will be able to reach your objectives. Schedule a meeting with one of our advisers to review your needs and current situation.

CONCRETE STEPS TO ACHIEVE YOUR RETIREMENT OBJECTIVES

Plan your retirement

• Start early
• Contribute early in the year or monthly
• Maximize your contribution
• Review your portfolio
• Diversify your assets
• Move the interest-earning investments into your RRSP
• Contribute to your spouse's RRSP
• Get an RRSP loan: borrow money to make money.

RETIREMENT QUÉBEC: AT YOUR SERVICE

With the help of six Québec financial institutions, the Québec government has compiled some 50 advice capsules to provide you with objective and reliable retirement planning information:

• Evaluating your financial needs for retirement
• Analyzing your situation
• Determining the amount of income you'll need at retirement
• Take action: save!
• Retiring
• Life events and financial security.

RELEVANT FINANCIAL ARTICLES

• Unused RRSP deductions: a dormant source of income
• Investing in mutual funds
• The National Bank Mutual Funds Periodic Investment Plan: a profitable solution
• RRSP loans: an interesting strategy
• Use funds from your line of credit to make an RRSP contribution: it's an intelligent solution.

DETERMINE YOUR INVESTOR PROFILE

Complete our Personalized Investment Plan and select the investor profile and investment solution that matches your needs, your financial objectives and risk tolerance. But first, please read our article What kind of investor are you? How to maximize returns and minimize risk. (PDF)