UNIVERSAL LIFE INSURANCE

If you're looking for a tax-sheltered investment and you've already made the maximum allowable contribution to your RRSP, then our universal life insurance is the solution.

GET LIFE INSURANCE PLUS A TAX-FREE INVESTMENT, ALL IN ONE

Universal life insurance combines the peace-of-mind of life insurance with a very practical way to accumulate tax-sheltered savings (up to the limit permitted by law).

PAY NO INCOME TAX ON ACCUMULATED FUNDS

Upon your death, the funds you have accumulated in your policy plus the death benefit will be paid to your beneficiaries tax-free. The accumulated funds can be used to set up an education fund or a retirement fund or to increase the value of the estate at death. Whichever you choose, no income tax is payable.

YOUR PREMIUMS MAY COST YOU NOTHING

The interest you earn on your investments—which is tax-sheltered as well—could end up covering the cost of your premiums. The bottom line is that you may not have to pay a penny for your insurance.